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Annual Percentage Yield (APY) on Foyer+ memberships is 3.83%, effective as of 09/18/2025. APY on Foyer Basic memberships is 0.77% is effective as of 09/18/2025. These are variable rates and may change after the account is opened.
The national average interest rate for savings accounts as posted on FDIC.gov as of 6/16/25
Foyer match - terms and conditions apply. Please see our Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Fees apply to certain transactions, review the Account Agreement for more information
Scenario covers saving for a 3.5% down payment on a $400,000 home. Assumes $14,000 saved over two years with Foyer+ (3.83% APY, 6% deposit match, partner rewards, and new customer offer, minus all fees) vs. a savings account earning the national average interest rate."
The $2,350 total is based on a representative scenario in which a Foyer member closes with a partner lender offering $1,000 toward closing costs and a partner real estate agent providing a $1,350 rebate on a $400,000 home purchase.
Foyer is a fintech company, not an FDIC-insured bank. Banking services provided by Pacific West Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.
