The 401(k) for Homeownership

Foyer helps employees and their loved ones save and prepare for homeownership faster with the all inclusive employer housing benefit

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Stand up against the home affordability crisis with the only benefit with an employee match³ towards homeownership, provided by Foyer.

39%

39% of homebuyers today require down payment assistance from friends and family⁶

66%

66% of renters would be very interested in company provided down payment assistance⁷

44.6%

44.6% of Gen Z want to own a home in 5 years but cite understanding the process as a major obstacle⁸

Employee Benefits of a FHSA

Up to 22% More Saved for homeownership⁶

Foyer's industry leading FHSA can be integrated into your payroll system and complements existing tax advantaged savings accounts that may already be offered

Guidance and education

1:1 Guidance and Support

Foyer provides homebuyer education, information on grants and tax benefits⁴, as well as Homeownership Advisors to help employees and their families navigate the complexities of homeownership.

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Learn more about how to create an employer housing benefit that's right for your employees and company goals.

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Annual Percentage Yield (APY) on Foyer+ memberships is 4.15%, effective as of 02/04/2025. APY on Foyer Basic memberships is 0.82% is effective as of 03/20/2025. These are variable rates and may change after the account is opened.
The national average interest rate for savings accounts as posted on FDIC.gov as of 6/16/25
Foyer match - terms and conditions apply. Please see our Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Fees apply to certain transactions, review the Account Agreement for more information
Compared to national average savings rates found at https://www.fdic.gov/resources/bankers/national-rates/index.html#footnote. The $2,350 total is based on a representative scenario in which a Foyer member closes with a partner lender offering $1,000 toward closing costs and a partner real estate agent providing a $1,350 rebate on a $400,000 home purchase.
The $2,350 total is based on a representative scenario in which a Foyer member closes with a partner lender offering $1,000 toward closing costs and a partner real estate agent providing a $1,350 rebate on a $400,000 home purchase.

Foyer is a fintech company, not an FDIC-insured bank. Banking services provided by Pacific West Bank, Member FDIC. Deposit insurance covers the failure of an insured bank.

Legal Agreements