If you're considering taking out a conventional loan for your mortgage, you might wonder whether a home inspection is necessary. While conventional loans are not backed by government agencies like the FHA or VA, there are some important factors to understand regarding home inspections in this context.

We are excited to share the findings of the Foyer Q2 First Time Homebuyers Survey, based on 250 app users surveyed in Q2 2024.

Are you an aspiring homebuyer in Florida? Check out our guide:

If you're a renter but dreaming of becoming a homeowner, listen up! Saving for a down payment can feel overwhelming, but with some smart strategies and a little creativity, you can make it happen. Here’s a guide on how to save for a down payment while making the most of your rental situation.

Deciding whether or not to pay off your car before applying for a mortgage can significantly impact the terms you get on your loan. As you think through this decision and weigh your options, understanding how mortgages work and how existing debts influence your mortgage application is crucial. This decision involves weighing the benefits of a lower debt-to-income ratio against the potential impact on your ability to save for a down payment or an emergency fund. In this guide, we’ll explore the pros and cons of paying off your car loan before getting a mortgage and how it affects your mortgage application. 

First-time homebuyers often wonder whether to get their first mortgage loan from a bank, a non-bank mortgage lender, or a credit union. This article will explain the key differences between each type of lender and how to make the best choice as a first-time homebuyer.

The Texas Department of Housing and Community Affairs and the Texas State Affordable Housing Corporation both offer down payment assistance and first home loan programs to Texans who aspire to homeownership. This guide will explain the benefits and eligibility requirements for each.

This article summarizes the down payment assistance programs and first time homebuyer mortgage programs available in North Carolina.

In this guide, we'll explore key down payment assistance programs and grants available in Virginia, including the HOMEownership Down Payment Assistance Program (DPA), Virginia Individual Development Accounts (VIDA), and Virginia Housing's Down Payment Assistance (DPA) Grant, and Plus Second Mortgage programs.

Last week, the Foyer team joined forces with two of our real estate partners, Denver-based agent Riley Wenger and Boston-based lender Ariana Wetzel to offer different perspectives on being prepared for homeownership. Catch us for our next one in August!