There are several programs designed to make homeownership more attainable in the state with notoriously high property values, including loan programs and down payment assistance programs offered by the California Housing Finance Agency, otherwise known as CalHFA. Whether you’re navigating fixed-rate mortgages or seeking assistance with down payments, CalHFA has resources that could make your homebuying journey more manageable. Here's a detailed overview of the available programs and how they might benefit you.

The most commonly asked question at Foyer is "How much home can I afford?". In this post, we'll dive into exactly what goes into a monthly mortgage payment and how mortgage payments are calculated.

Are you interested in FHA loan requirements in GA? Are you curious about First Time Homebuyer Programs like the Georgia Dream program? This post outlines what the benefits are and what the eligibility requirements are.

In today's challenging real estate market, where high rents and student debts burden the aspirations of many young adults, gifting a down payment to your child might seem like a beacon of hope. Indeed, the National Association of Realtors reported that 22% of first-time homebuyers in 2022 utilized gift funds from family or friends for their down payment. For those under 30, that number increases dramatically to 40% according to a recent study by Redfin!

Once you're ready to get the homebuying process started, we recommend getting pre-approved with a lender. This process will make you more prepared in today's competitive real estate market. Here's everything you need to know to get started.

National Homeownership Month originated in the United States as an initiative to promote homeownership and educate people about its benefits. The federal government recognizes the importance of affordable homeownership and is making significant investments to keep the dream alive.

Purchasing a home is a significant milestone and a dream for many. However, it's important to approach this decision with careful consideration and preparation. Are you ready to buy a home? In this blog post, we will discuss key financial and emotional considerations to help you understand if you're truly prepared to take the leap into homeownership.

Buying a home is an exciting milestone in life, but it can also be overwhelming, especially if you're a first-time homebuyer. From determining what you can afford to finding the perfect home and navigating the complex process, there's a lot to consider. This blog post will give you an overview of all the essential steps of buying a home. In future blog posts, we will dive into each of these steps to help prepare you for homeownership!

As a first-time homebuyer, you should be aware of grant opportunities to help make homeownership more accessible. In this post, we'll explore what first-time homebuyer grants are, how to qualify, and where to find them starting in the state of Michigan. This will be the first part of a new series exploring grants and other benefits state by state!

Owning a home is a huge milestone. But, let's face it, the process can be overwhelming, and there are lots of misconceptions out there that can hold you back from taking the leap. We're here to help you bust the top home buying myths that might be stopping you from achieving your homeownership dreams and explain how Foyer can help.